Frequently asked questions
Everything people ask us about getting into the moving business.
Thirty-five questions, answered from what we did, not from a listicle. Trucks, licenses, insurance, what to charge, where the first customers come from, when to hire, and when you get to stop carrying the couch. Where the answer depends on your state, we say so.
Before you start
Is this a business you can actually start?
Yes, and cheaper than almost any other trade. These are the questions people ask before they have taken a single job.
Is a moving company a good business to start?
It is one of the few businesses you can start with labor-only and single-item work that in most states needs no permit, no truck and very little money, and be paid by a stranger within weeks. Demand does not go away: people move in recessions, in booms, in January. The trade-off is that it is physical, seasonal, and easy to underprice, which is how most new movers fail. Our first year was $85,000 gross with Jacob doing everything himself. We are pacing $750,000 in our third. The business is good. The first year is hard, and it is hard in ways you can plan for.
How much money do I need to start a moving company?
Under $50 before your first customer pays you, if you do it in the right order. A Google Business Profile is free. A Craigslist ad is a few dollars. Your first jobs are labor-only or single items, so there is no truck to rent until a customer has booked and paid a deposit that covers it. The first job page has the ad, the profile fields and the first seven days written out. What costs money later is insurance, a permit if your state needs one, and a trailer or truck, all of which are bought out of jobs you have already been paid for.
Do I need a truck to start?
No. We rented every truck we used until 2026, when we bought a pickup and a trailer, and we still rent box trucks when a job needs one. Book the job, collect the deposit, reserve a rental for the day, and the customer's payment covers it. Labor-only jobs, where you load or unload a truck the customer rented, need no vehicle at all and are the easiest first jobs there are. The truck is the last thing you buy, because a truck payment in month one forces you to take bad jobs to cover it.
Do I need experience as a mover first?
It helps and it is not required. Jacob's first job was one box carried from a post office. What you need to know on day one, how to wrap a dresser, how to stack a truck so nothing shifts, how to get a couch through a door, can be learned from a good foreman in a week or from a few afternoons of practice with your own furniture. A summer working for another company is the fastest education, and you will also see exactly what they charge and what they get wrong. What experience does not teach you is pricing, and pricing is what makes or breaks the first year.
Can I start a moving company by myself?
Yes. One person with a phone can quote, book, and run the front office, especially now that AI drafts the texts, the estimates and the agreements. On the job you will need a second set of hands for most furniture, and that is a helper paid by the day, not a business partner. We happen to be two people. Nothing about the way we run the company requires it, and plenty of what we teach is easier with one person making the decisions.
How physical is it? Am I too old or too small for this?
It is real work. A full-house move is eight hours of lifting, stairs and heat. It is also technique more than strength: straps, dollies, wrapping, and two people lifting together do most of what a strong back used to. Plenty of good movers are under 150 pounds and plenty of good owners are over fifty, because the owner's job is quoting, scheduling and hiring, and within a year or two you can be off the truck entirely. If you cannot lift today, start with the front office and hire the lifting. That is where the business ends up anyway.
Can I start while keeping my job?
Most people should. Moving is a weekend business at first: customers move on Saturdays, and the phone can be answered at lunch. Run it evenings and weekends until it is consistently paying more than the job, which for us was somewhere in the second year. The one thing you cannot do part-time is answer the phone slowly. A lead that waits a day books someone else, so set up a text-first front office before you post the first ad.
Licenses, insurance, and the legal side
What the rules actually require.
We are movers, not lawyers, and the rules differ by state. Here is what is true nearly everywhere and what to check where you live.
Do I need a license to be a mover?
It depends on what you move and where. Moving household goods across state lines requires federal operating authority from the FMCSA and a USDOT number, full stop. Moving them within one state is regulated by that state: many, including New York, require a household goods permit from the state transportation department, some require nothing, and a few have their own insurance minimums. Labor-only work, loading and unloading a truck the customer rented, is usually outside those rules, which is why it is the first job most people can take this week. Search your state's name plus "household goods mover permit" and read the actual page, not a forum.
Should I form an LLC before my first job?
Before you take a full-house move, yes. Before you carry a box for $75, no. An LLC separates your personal assets from the business, which matters the first time a customer's antique breaks or someone slips on a ramp. It costs somewhere between $50 and $500 depending on the state, takes a week or two, and you can file it yourself without paying a service. Get the EIN from the IRS the same day, free, so the bank account and the insurance are in the company's name from the start.
What insurance does a moving company need?
Three kinds, in this order. General liability covers damage to the customer's home and injuries to the customer, and it is the one every landlord, building and Google LSA will ask for a certificate of. Cargo coverage covers the customer's belongings while you have them, and your state permit may set a minimum. Commercial auto covers the truck if you own one; if you rent, rent from a commercial desk, get the coverage that comes with the truck in writing, and ask your agent about hired auto liability for rented vehicles. Expect general liability to run roughly $50 to $150 a month for a small operation. Buy it before the first job with furniture in it, and put "insured" on the profile the day the policy starts.
What is a USDOT number, and do I need one?
A USDOT number is the federal identifier for commercial vehicle operators. You need one to move across state lines, and many states also use it to register trucks that only operate in-state. It is free and takes about ten minutes online. Interstate household goods moving additionally requires FMCSA operating authority, which costs a filing fee and requires proof of insurance. Neither is needed for a rental truck on a local labor job, and a 26-foot rental truck does not require a commercial driver's license. Do not pay a third-party site to file any of this for you.
What happens if I break something?
You pay for it, fairly and fast, and it goes on the agreement before it happens. The industry's basic valuation is 60 cents per pound per item, which is what federal rules require interstate movers to include for free, and it means a 30-pound television is worth $18. Most customers do not know that until something breaks, which is why the agreement should say it plainly and offer full-value coverage as an option. In practice, on a small company's local job, a broken lamp is a $40 credit on the invoice and an apology, and the review is still five stars. The damage you cannot afford is the one you argued about.
Do I need workers' comp for my first helper?
In most states, including ours, you need it the day you have an employee, and the fines for not having it are far larger than the premiums. Some new movers pay helpers as contractors to avoid it. For someone you schedule, direct on the job and pay by the hour, that usually does not hold up, and an injured helper without coverage is the fastest way to lose the company. Get a quote before you hire. For a two-person operation it is a manageable monthly cost, and it is priced into every hourly rate on the calculator.
Pricing and money
What to charge, and what you keep.
Every number here is ours, from upstate New York. Your market will be different. The method will not be.
How much should I charge for a move?
Work out what an hour costs you, wages, truck, fuel, supplies, insurance, and double it. Not "add 20 percent." Double. That is the rule the calculator is built on, and it is the rule we ignored for a whole first year at $85,000. Our two-mover rate today is $200 an hour portal to portal with a three-hour minimum. In a cheaper market it might be $150. In a city it might be $250. The mistake is not the number, it is quoting below cost to win the job, which turns a $900 day into a $600 one for the same work.
Should I charge hourly or a flat rate?
Both, and the skill is knowing which to say. Quote flat when the scope is defined, meaning the photos are in and the list is real, and the customer seems like the kind of person who will be ready. Quote hourly, portal to portal, when either of those is missing. A flat number wins more jobs because customers want one number. Hourly protects you when the job is not what they described. When a job qualifies for flat, offer both and let the customer choose. The full rule, with five real jobs, is on the blog.
Should I take a deposit?
On every booked job, without apology. Ours is 20 percent of the low end of the estimate, or a flat $100 on a small job, collected on the same call where they say yes, and it comes off the final balance. The date is held when the money lands, not when they say "Saturday works." A deposit is what lets you rent the truck with the customer's money instead of yours, and it is the difference between a calendar and a list of maybes. What one August looked like with and without one is on the blog.
How do I get paid, and should I take cards?
Cash, Zelle and Cash App with no fee; Venmo, which customers like; and a card link with the 3 percent fee stated on the agreement so the customer can choose. Invoice from the truck, before you pull away, with the deposit already subtracted. Never leave a job with the balance "coming tonight." A customer standing in her new living room surrounded by her furniture pays. The same customer three days later has questions. The tools we use for invoicing and the order to set them up are on the tools page.
How much do movers make?
Our movers make $22 to $30 an hour depending on experience, with time and a half past forty hours, and tips on top that we never count on. A first helper on your first jobs should cost $20 to $25 an hour, paid portal to portal, the same way the customer pays you. The salary sites say the national average is around $18. That is an average of every mover in the country on every kind of job, and it tells you nothing about the only number that matters, which is what is left after the crew is paid. The full math is here.
How much does a moving company owner make?
In the first year, when you are one of the two movers, roughly two to three times what your helper made on the same day. On a $900 two-bedroom job with a rented truck, that is about $500 after the helper, the truck and supplies, before insurance and taxes, for a day's work plus the hour you spent quoting it. That is the honest shape of year one. Once you are off the truck, your pay comes from the gap between what the job bills and what the crew and truck cost, and the ceiling stops being your own arms. Our $82,000 August was fifty-two jobs, none of them carried by us.
Getting your first customers
Where the phone calls come from.
Nobody starts with a brand. You start with a listing, an ad, and one job done well enough to be reviewed.
Where do my first jobs actually come from?
Three places, in order: a free Google Business Profile, a Craigslist ad in the labor and moving section, and a text to twenty people you already know saying you are doing this now. That is it. Our first customers came from exactly those three, and the first review came from a $75 job. The first job page has the ad word for word, the profile fields, the text, and the three photos you need before any of it goes up. Paid ads come later, once there are reviews for them to land on.
Should I use Thumbtack, Angi or a lead site to start?
Thumbtack can get you a first job or two, and it is expensive and a race to the bottom, because every lead is sent to five companies and the one who answers cheapest and fastest wins. Use it if you have nothing else, keep the budget small, and treat every job as a review you are buying. A better first paid channel is HireAHelper, listed with a truck and the truck marked as rented, or Moving Help for labor-only. Google Local Services Ads is the best paid channel there is, but it needs a general liability certificate first, so it is a stage-three tool. All of this is laid out by stage on the tools page.
Do I need a website?
Not for the first ten jobs. Your Google Business Profile is your website at the start: it has your number, your photos, your reviews and a button that calls you, and it ranks above any site you could build. Build a real one once the profile has reviews and you have photos of your own crew to put on it, because a site with stock photos of smiling strangers hurts more than no site. When you do build one, a single fast page with a quote form that texts you beats anything with a "services" menu. Ours started as a template and stayed that way for a year.
How do I get reviews when I have no customers?
Take small jobs and ask at the truck. The single-item and labor-only jobs you can take this week each end with a person standing in front of you who just watched you work. That is the moment. "If you have thirty seconds, a Google review helps us more than anything," with the link already texted to them. The first five reviews are the hardest and matter more than the next fifty, because they are the difference between a listing with no stars and a real company. Never buy reviews and never write your own. Google notices and so do customers.
How do I compete with the big moving companies?
You do not have to. The national van lines want the $8,000 interstate job with a corporate relocation behind it. You want the one-bedroom in town on Saturday, and you can answer that customer's text in four minutes with a price, which they cannot. Speed, a real person's name on the phone, a flat number and photos of your own crew win the local job almost every time. Our fastest-growing months were never about beating a big company. They were about answering faster than the other two-truck outfit across town.
Running the jobs
What the day actually looks like.
Equipment, crew size, time, and the two things that go wrong on nearly every first job.
What equipment do I need on day one?
Two furniture dollies, one appliance dolly, four to six moving straps, a dozen moving blankets, two rolls of stretch wrap, a tape gun, and gloves. New, that is around $400. Used, from a mover selling out or a rental yard, closer to $200. The blankets and the wrap are what customers notice, because a wrapped dresser is the visible proof you are professional. Rent a truck with a ramp, not a lift gate, for your first jobs. Add a four-wheel dolly and a piano board only when a job pays for them.
How many movers does a job need?
Two for anything up to a two-bedroom, which is most local moves. Three when there are stairs at both ends, a piano or a safe, a full three-bedroom house, or the customer wants it done in a morning. Four or five for a full pack or a big house on a tight timeline. The rate scales with the crew, so a three-man crew is not more expensive per hour of work, it is faster. On a first job with a helper, take two-mover work only, and say no to the piano until you have moved one with someone who has.
How long does a move take?
A well-packed one-bedroom is three to four hours of work plus the drive. A two-bedroom is five to six. A three-bedroom house is a full day for three movers. Add an hour for every flight of stairs at either end, an hour if the customer is "mostly packed," and half a day if there is a piano nobody mentioned. The one-bedroom on the one job page was billed at four and a half hours portal to portal. Quote off those ranges and ask for photos on anything bigger than a single item, and the estimate will be right more often than not.
What is the most common mistake on a first job?
Two, and they happen together: not asking enough questions before the price, and not saying the price out loud. New movers say "probably around $400, we'll see how it goes," and then the job is six hours and they charge $400 anyway because they are embarrassed to raise it. Ask the nine questions, one at a time, get photos, say the number, then stop talking. The number is not rude. The surprise invoice at the end of the day is.
What do I do when the customer is not packed?
Say the rate before you touch a box. "No problem, we can pack this. Packing is on the clock at the same hourly rate, and boxes and paper are extra at cost." Then start. Do not do it for free and do not do it grumpily, because either one ends the review. This is the reason to quote hourly when the customer said "mostly packed" on the call, and the reason a deposit matters: a customer with money down packs. Put a line about packing on the agreement so it is arithmetic, not an argument.
Should I rent from U-Haul, Penske or Enterprise?
For your own paid jobs, a commercial desk: Penske's commercial side or Enterprise Truck Rental with business use selected, with a 15 or 20-foot truck with a ramp. Not U-Haul: its terms say its trucks are rented for do-it-yourself moving only, and using one for a paid move can void the coverage you bought. When the customer rents the U-Haul for their own move and hires you to load it, that is fine. What the rental terms say. Reserve as soon as the deposit lands, pick up the night before if the rate allows, and get the coverage that comes with the truck in writing. A 26-foot truck is for a full house and needs a mover who can back it up a driveway; start with the 15 or 20. Once you are renting more than six days a month, the numbers start to favor a used truck or a trailer behind a pickup, and that post walks through when.
Growing
Hiring, the truck, and getting off the truck.
The questions that come in the second year, once the phone is ringing and the problem is keeping up.
When should I hire my first real employee?
When you are turning down jobs because there are not enough of you, and not before. The first hire is a foreman, not a helper: someone who can run a job, drive the truck and talk to the customer without you. Pay at the top of your range to get that person, because a good foreman is the single reason you are not on the truck. Before the hire, have workers' comp, a way to pay hourly and track time, and a written checklist of how a job runs so the standard does not depend on you being there. Connecteam is free under ten employees and is what we use for scheduling and time.
When should I buy a truck?
When the rentals for one month would have covered a payment and insurance for that month, three months in a row, with money in the bank. For us that was 2026, our third year, and what we bought was a pickup and a trailer, not a box truck. Buying one earlier feels like progress and is actually a fixed cost that makes you take the $400 job on a Tuesday to feed it. Rent, then a trailer behind a pickup if you have one, then a used box truck bought with cash from jobs already done. The order matters more than the truck.
How does AI fit into a moving company?
It runs the front office. On an ordinary job of ours, the AI drafts the reply to the web form, the follow-up asking for photos, the estimate from the photos and our rates, the agreement email, the confirmation text, the calendar briefing for the crew and the invoice. A person reads every one before it goes out and makes every decision that involves a number. That is why one person can run the whole company from a phone, and why the one job page shows a customer with a price thirty minutes after she filled out a form. The setup is the biggest part of what we teach.
When can I stop being on the truck?
When a job bills enough to pay a full crew and still leave the company more than you would have earned carrying it yourself. On a three-mover local move that is the day your rate is high enough to cover roughly $500 in wages and $150 in truck costs and leave the rest, which at our rates is every job. What actually keeps owners on the truck longer is not money, it is trust: not having a foreman they believe in. Hire that person first, ride along for ten jobs, and then stay home. Our August was fifty-two jobs and neither of us carried a box.
How long until it replaces my income?
Honestly, for most people, into the second year. Our first year was $85,000 gross with Jacob on every job himself, which is not even one good salary. The second was $120,000. The third is pacing $750,000, and the jump came from pricing correctly, hiring a crew, and moving the front office onto systems, not from working harder. If you price right from the first job instead of the second year, you skip the slowest part. That is the whole reason this site exists.
Still have a question
The rest of the answers are on the site.
The words
Every term on this page, from portal to portal to COI to released value, is defined in plain English in the glossary.
The numbers
Put your own wages, truck and fuel into the calculator and it gives you a rate, a minimum, and a flat and hourly quote for the same job.
The call
An hour with both of us on your market, your pricing and your first jobs. $249.99, on Google Meet. Book it here.
Ask us the one that is not here.
Moving Company in a Month answers these in order, with our templates, and opens November 3. Or bring your question to a strategy call and get the answer with your numbers in it.